Home Insurance including Condos

Homeowners insurance can be an afterthought, until it's not. Often when home insurance comes to mind, it can be in the midst of a major catastrophe. As an independent agency, we offer confidence and financial security when it comes to insuring your home and providing the right coverage for your ultimate investment. We can insure most homes of many shapes and sizes all across the northwest. A home policy is a lengthy contract, our agency has the knowledge and expertise to help you understand the benefits it provides.

Dwelling coverage

From the shingles to the paint on the walls, the primary coverage on a home insurance policy is the coverage for the structure(s). Considering the unpredictability of building costs, we work diligently to make sure you have an adequate amount of coverage to repair or replace your home.

Contents coverage

Your home is filled with the things you've worked hard for. Clothes, tools, furniture, your children's toys, the contents coverage on a homeowners policy is designed to help replace these items in the event they are damaged or lost due to a covered event.

Personal liability*

Being held personally, financially responsible for someones injury or property damage is a real possibility. Liability coverage on your home insurance can protect you and help to pay for defense costs if a claim or suit is made against you or your family members.

Additional Coverages Available*

  • Living Expenses - hotel expenses, meals, and increased mileage costs in the event your home is uninhabitable due to a covered claim
  • Water backups or sump pump failures
  • Water or sewer line failure
  • Specific coverage for high value items such as jewelry or firearms
  • Mechanical breakdown for appliances and home systems
  • Ordinance or Law (code improvements)
  • and more

Well also sell policies for flood insurance, and earthquake insurance. Message us for a quote.

 

*consult with your agent and review your policy for coverage affirmations and availability

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