Life insurance is more affordable than you think…

life insurance,life insurance companies,life insurance policy,life insurance quotes,life insurance for seniors,life insurance with illness,life insurance with illness cover,best life insurance,best life insurance company,best life insurance policy,best life insurance for over 50,cheapest life insurance,cheapest life insurance no medical exam,cheapest life insurance for seniors,cheapest life insurance without medical exam,cheapest life insurance companies,cheapest life insurance for smokers,no medical life insurance,no medical life insurance policy,no medical exam life insurance policy,spokane life insurance agent,life insurance price,life insurance prices,life insurance prices by age,life insurance price comparison,life insurance price calculator,life insurance price per month
Protect your family’s finances if something catastrophic happens.

Life Insurance is pretty straightforward. If something happens to you, the policy pays your beneficiary(ies) the amount of coverage that was purchased. The most common use of life insurance is to replace lost income due to the death of a spouse or caretaker. Additionally, this payment is typically tax free which is an often overlooked benefit.

The need for life insurance is well understood, so why do people put off buying it?
Many people hit a mental roadblock when buying life insurance, and usually it’s because of the expected cost and/or the process of getting coverage.

Many people assume that life insurance costs 3-4 times what it actually costs. This is a problem, as it prevents people from acting when they should.

As agents, we want to simplify the process so our clients get the coverage they need.
  • We work with several highly rated life insurance companies that require no more than answering 10-15 health questions. This helps to reduce the burden our clients encounter during the underwriting process and enables more people to get the coverage they need without the hassle.
You cant buy flood insurance when the water is rising.

However, a chronic health condition doesn’t mean you can’t get affordable life insurance. Many people we help have chronic illnesses and need life insurance coverage just like anyone else. If you have a chronic illness such as diabetes, or high blood pressure, please know that you can likely get coverage. There may be a couple of additional requirements, but most companies simply want to know that the individual they are working with actively manages their condition.

The best time to buy life insurance is now.

The fact is, the rates you will qualify for now, are not likely to be seen again. Naturally, as you age the cost increases.

To illustrate the advantage of securing coverage earlier than later in life, here is an example of a policy we recently wrote for a client.

A$500,000, 30 year term life insurance policy on a 29 year old male in Washington for under $40 per month..

30 year term life insurance policy on a 29 year old male in Washington for under $40 per month

Securing term life insurance now means that if you develop a health issue later, your coverage will be secured.

Life insurance can’t replace YOU, but what It can do is fill a very important financial void. Life insurance enables your family to focus on what’s important, instead of stressing about money. It’s a promise to support your family, even if you are not here. It provides your partner or spouse the ability to stay on top of expenses, and to maintain the lifestyle you’ve built together. And it enables you to sleep better at night, knowing that your family is going to be OK financially if something catastrophic happens.

Please complete the form below for a quote.

Request Your Proposal Here

Are you ready to save time, aggravation, and money? The team at Lilac Insurance Group is here and ready to make the process as painless as possible. We look forward to meeting you!

Call or Text Email Claims Get a quote

Rather Hop on a Call?

Schedule a call, or reach out at 509-747-2531


Ready to see what independence can do for you? Get a Quote