Sewer Line Damage

safeco insurance sewer line repair costs

Own an older home? Older meaning more than 30 years? Recently had an insured who’s sewer line failed, causing a nasty backup into his basement. Many people are surprised to learn that their homeowners policy DOES NOT cover the cost…

What is a Surety Bond?

magnifying glass for searching bonds

Lilac Insurance Group of Spokane offers bonding for professions such as public officials, contractors, businesses looking for employee dishonesty protection, and more. Often, bonds are relatively inexpensive. It is important to understand that bonds are credit based, so when you…

How long do speeding tickets affect your insurance?

speed trap set up in a neighborhood

Have you ever been pulled over, and after your handed an infraction notice by the officer, your first thought goes to how this is going to affect your insurance? If so, your not alone! We frequently get calls from our…

5 common (and potentially costly) homeowners mistakes

Owning a home is usually a great experience. But it can also be a hassle, especially when unexpected issues pop up-whether you have a minor breakdown or a major catastrophe, it’s almost certainly going to require time and money to…

5 Rules Every Landlord Should Live By

people holding keys

I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property…

Will my credit rating change my insurance rates?

family playing with daughter

I was recently asked this question by one of our Lilac Insurance Group clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of…

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