Three ways to get better car insurance rates

man budgeting for his bills in spokane, wa

We all want to get a great deal on car insurance. For most of us (myself included), monthly car insurance payments are the expense we get the least amount of satisfaction from, and which feels the most out of our…

What is property coinsurance and how does in work?

Home under construction in Washington State

If you own property, periodically making sure it’s adequately insured is critical. Most people don’t want to be in a situation where they aren’t fully compensated for a claim. But how do you know how much insurance you need, and…

Waiting to shop your general liability insurance can cost you.

roofing contractor working on a job

As a business owner and contractor, you wear more hats than a day at the Kentucky Derby. Your’e the project manager, HR department, compliance officer, and conflict resolution specialists. The critical item of business underpinning your entire operation is your…

New years resolutions often fail.


What can small business owners do instead to grow their company. Making a new years resolution is a tradition that goes back millenniums. What better way to start a new year than completely fresh! The problem is that broad new…

Are you overpaying for your car insurance?

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Are you tired of paying high car insurance premiums? Don’t worry, you’re not alone. Car insurance can be a significant expense, especially for those on a tight budget. However, there are several ways you can potentially lower your car insurance…

What is cyber insurance?

Small businesses are an attractive target for cyber criminals. Small businesses are often targeted by cyber criminals because they may not have the same level of security measures in place as larger companies. This makes them vulnerable to cyber attacks,…

Sewer Line Damage

safeco insurance sewer line repair costs

Own an older home? Older meaning more than 30 years? Recently had an insured who’s sewer line failed, causing a nasty backup into his basement. Many people are surprised to learn that their homeowners policy DOES NOT cover the cost…

What is a Surety Bond?

magnifying glass for searching bonds

Lilac Insurance Group of Spokane offers bonding for professions such as public officials, contractors, businesses looking for employee dishonesty protection, and more. Often, bonds are relatively inexpensive. It is important to understand that bonds are credit based, so when you…

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